Spotlight Rates

APR* as low as:

  • Vehicle Loan: 1.72%Apply
  • Credit Cards: 7.8%-16.80%Apply

Phone: 281.471.1782Toll Free: 800.868.6939PAL 24/7: 281.470.8925

  • Checking
  • Vision Rewards Free Checking

We're looking out for you by offering Vision Rewards free checking. Free may be a new idea to the banking world, but we have always offered totally free checking accounts to our members ~ no strings attached!

Earn More

Plus you can earn 1.65% APY** on your checking account balance up to $20,000 with ATM fee refunds nationwide. (Some restrictions apply) No minimum balance required!

  • 1.65% APY** on balances up to $20,000
  • 0.10% APY** on balances $20,000.01 and up 
  • 0.05% APY** if requirements are not met

3 Free and Easy Requirements

  • Complete Twelve (12) check card purchases that post and clear your account within the monthly qualification cycle.
  • Activate One (1) continuous ACH Direct Deposit or Auto Debit (must post and clear vision reward account during monthly qualification cycle)
  • Enroll and receive continuous monthly Electronic Statements

Monthly Qualification
Cycle Dates†

 Beginning Date

 End Date

January 31, 2015
February 27, 2015
February 28, 2015
March 30, 2015
March 31, 2015
April 29, 2015
April 30, 2015 
May 29, 2015
May 30, 2015
June 29, 2015
June 30, 2015 July 30, 2015
July 31, 2015
August 29, 2015
August 30, 2015
September 29, 2015
September 30, 2015
October 30, 2015
October 31, 2015 November 28, 2015
November 29, 2015 December 30, 2015
December 31, 2014 January 30, 2015

Courtesy Pay and Overdraft privileges are only available on accounts in good standing. Rate quoted as of November 1, 2012.  Rates and monthly qualification cycle dates are subject to change without notice. Reward Rate of 1.65%APY will be paid during each monthly cycle when the minimum qualifications are met. ATM refunds credited when all qualifications are met; only US ATMs -International ATMs do not qualify.  Maximum five dollars ($5.00) per transaction and twenty dollars ($20.00) monthly maximum. Base rate of 0.10%APY will still function as a free checking account however it will not receive ATM fee refunds for that time period.

†Transactions must be cleared by the qualification end date.

Beacon FCU Routing number: 313085495

Have a question? Contact us, we're here to help.

Don't hesitate to contact us online, give us a call at 281.471.1782 / toll-free 1.800.868.6939 or stop by one of our branch locations for more information.