My First Auto Loan

woman holding keys

We’re Looking Out for You!  New & Used Cars and Trucks for First-Time Buyers

Free auto purchasing service >

  • Ages 18-25
  • $500-$20,000.00
  • Maximum term of 65 months
  • No co-signer and No down payment
  • 6 months job verification
  • No derogatory credit
  • No payment for 45 days
  • Standard auto rates apply
  • Up to 100% NADA retail value for A,B,C paper + products
  • Direct Deposit MUST be established before loan can be funded
  • Maintain full coverage insurance
  • After 6 months perfect pay, member is eligible to apply for credit cards and unsecured loans


Minimum loan amount $500, Max amount $20,000.00. Rate and amount of loan is based on the applicant’s creditworthiness and subject to Beacon FCU’s underwriting guidelines. Some restrictions apply.