To open a Share Draft (checking) account to use our Open My Account feature or  simply give us a call at 281.471.1782, toll-free at 800.868.6939 or feel free to stop by a branch location today.

Contact us online, give us a call at 281.471.1782 or 800.868.6939 or stop by a branch location to open a checking account today.

Click Here to see our Funds Availability Policy           Review our Courtesy Pay Disclosure

Vision Rewards

Vision Rewards Checking

We’re looking out for you by offering a checking account with Rewards; our Vision Rewards checking.

Earn More

You can earn 1.50% APY** on your checking account balance up to $20,000 with ATM fee refunds nationwide. (Some restrictions apply) No minimum balance required!

1.50% APY** on balances up to $20,000
0.10% APY** on balances $20,000.01 and up
0.05% APY** if requirements are not met

3 Easy Requirements

  • Complete Twelve (12) check card purchases that post and clear your account within the monthly qualification cycle.
  • Activate One (1) continuous ACH Direct Deposit or Auto Debit (must post and clear vision reward account during monthly qualification cycle)
  • Enroll and receive continuous monthly Electronic Statements
Monthly Qualification Cycle Dates*
Beginning Date End Date
December 31, 2018 January 30, 2019
January 31, 2019 February 27, 2019
February 28, 2019 March 29, 2019
March 30, 2019 April 29, 2019
April 30, 2019 May 30, 2019
May 31, 2019 June 28, 2019
June 29, 2019 July 30, 2019
July 31, 2019 August 30, 2019
August 31, 2019 September 28, 2019
September 29, 2019 October 30, 2019
October 31, 2019 November 29, 2019
November 30, 2019 December 30, 2019
December 31, 2019 January 30, 2020

Courtesy Pay and Overdraft privileges are only available on accounts in good standing. Rate quoted as of December 31, 2015.  Rates and monthly qualification cycle dates are subject to change without notice. Reward Rate of 1.50% APY will be paid during each monthly cycle when the minimum qualifications are met. ATM refunds credited when all qualifications are met; only US ATMs -International ATMs do not qualify.  Maximum five dollars ($5.00) per transaction and twenty dollars ($20.00) monthly maximum. Base rate of 0.10% APY will still function as a checking account however it will not receive ATM fee refunds for that time period.

*Transactions must be cleared by the qualification end date.


Navigation Checking

We’re looking out for our teens by helping you get off to a great start with your first checking account. Navigation Checking accounts are being offered to teens ages 13 – 18 years old.*

Gain the financial freedom you deserve with your own checking account and enjoy:

  • No monthly service charge
  • No minimum balance required to maintain the account
  • Free Visa ATM/Check Card
  • Volunteer opportunities
  • Free financial education seminars – topics vary
  • Free on-line banking, E-Statements & Bill Pay
  • Scholarships offered annually**

*A parent or legal guardian is required to co-sign as a joint owner on the account.
**Scholarships are offered to local graduating seniors only. Applications for scholarships are available at each office location. Other rules and qualifications apply.


Club Checking

We’re looking out for you and want you to be part of the club. Designed to fit your lifestyle, Club Checking is our newest checking account.

The Club Checking account offers the same great benefits and a whole lot more:

For a small $4.95 monthly fee and a $20.00 opening deposit, members will receive:

  • Free Cashier Checks (up to 5 per month)
  • $10,000 AD&D insurance
  • Identity Watch service (to protect your Identity)
  • 50% savings on brand name products and discounts on computers and equipment
  • 40% savings on AMC movie tickets, hotels and other entertainment
  • Prescription drug discounts and more!

Oops Checking

Oops Checking

We’re Looking Out for You!


  • Minimum balance of $25.00
  • Monthly Fee $12.00
  • Debit Card Available at no charge
  • Bill Pay Services available
  • Up to 5 NSF fees
  • E-Statements
  • Direct Deposit
  • Completion of Debt in Focus program