Whatever you're saving for, we'll help you get there.
For short-term savings goals and long-term plans, Beacon Federal Credit Union's rates are always working in your favor. We're proud to help our East Houston members reach their magic savings numbers.
| Description | Minimum Balance | Dividend Rate | APY** |
|---|---|---|---|
| Regular Shares | $100.00 | 0.05% | 0.05% |
| Hunting Club | $5.00 | 0.05% | 0.05% |
| Navigation Savings | $100.00 | 0.05% | 0.05% |
| Money Market | < $10,000 | 0.30% | 0.30% |
| Money Market | $10,000 – $24,999.99 | 0.35% | 0.35% |
| Money Market | $25,000+ | 0.45% | 0.45% |
| Moe Savers | $5.00 | 0.05% | 0.05% |
| Christmas Club | $5.00 | 0.05% | 0.05% |
| Vacation Club | $5.00 | 0.05% | 0.05% |
| Description | Minimum Balance | Dividend Rate | APY** |
|---|---|---|---|
| Share Draft Account (checking) | n/a | n/a | n/a |
| Reward Checking – Qualified Accounts | $0 – $20,000 | 0.995% | 1.00% |
| Reward Checking – Qualified Accounts | over $20,000.01 | 0.05% | 0.05% |
| Reward Checking – Non-Qualified Accounts | any | 0.00% | 0.00% |
| Club Checking | n/a | n/a | n/a |
| Oops Checking | $25.00 | n/a | n/a |
| Description | Minimum Balance | Dividend Rate | APY** |
|---|---|---|---|
| IRA Savings | $5.00 | 0.15% | 0.15% |
| Roth IRA Savings | $5.00 | 0.15% | 0.15% |
| Description | Minimum Balance | Dividend Rate | APY** |
|---|---|---|---|
| 6 mos. Share Cert | $1,000.00 | 4.17% | 4.25% |
| 12 mos. Share Cert | $1,000.00 | 4.65% | 4.75% |
| 18 mos. Share Cert | $1,000.00 | 4.70% | 4.80% |
| 24 mos. Share Cert | $1,000.00 | 4.17% | 4.25% |
| 36 mos. Share Cert | $1,000.00 | 3.20% | 3.25% |
| 48 mos. Share Cert | $1,000.00 | 3.35% | 3.40% |
| 60 mos. Share Cert | $1,000.00 | 3.44% | 3.50% |
| Description | Minimum Balance | Dividend Rate | APY** |
|---|---|---|---|
| 6 mos. IRA Cert | $1,000.00 | 4.17% | 4.25% |
| 12 mos. IRA Cert | $1,000.00 | 4.65% | 4.75% |
| 18 mos. IRA Cert | $1,000.00 | 4.70% | 4.80% |
| 24 mos. IRA Cert | $1,000.00 | 4.17% | 4.25% |
| 36 mos. IRA Cert | $1,000.00 | 3.20% | 3.25% |
| 48 mos. IRA Cert | $1,000.00 | 3.35% | 3.40% |
| 60 mos. IRA Cert | $1,000.00 | 3.44% | 3.50% |
| Description | Minimum Balance | Dividend Rate | APY** |
|---|---|---|---|
| 6 mos. Roth IRA Cert | $1,000.00 | 4.17% | 4.25% |
| 12 mos. Roth IRA Cert | $1,000.00 | 4.65% | 4.75% |
| 18 mos. Roth IRA Cert | $1,000.00 | 4.70% | 4.80% |
| 24 mos. Roth IRA Cert | $1,000.00 | 4.70% | 4.80% |
| 36 mos. Roth IRA Cert | $1,000.00 | 3.20% | 3.25% |
| 48 mos. Roth IRA Cert | 1,000.00 | 3.35% | 3.40% |
| 60 mos. Roth IRA Cert | $1,000.00 | 3.44% | 3.50% |
*APY = Annual Percentage Yield
Jumbo Share Certificates: $90,000 minimum, rates vary.
Moe Savers Certificates: minimum balance is $500.00.
A penalty will be charged for early withdrawal.
All Rates & Terms are subject to change without notice.
Reward Checking Account – qualifications must be met. See account details for more information.
Rates quoted as of 01/22/24.