Deposit Rates

Loan Rates

Deposit Rates
DESCRIPTION MINIMUM BALANCE DIVIDEND RATE APY**
Regular Shares $100.00 0.10% 0.10%
Money Market < $10,000
$10,000 – $24,999.99
$25,000 +
0.25%
0.50%
0.75%
0.25%
0.50%
0.75%
Moe Savers $5.00 0.10% 0.10%
Christmas Club $5.00 0.10% 0.10%
Vacation Club $5.00 0.10% 0.10%
Share Draft Account (checking) n/a n/a n/a
 Reward Checking – Qualified Accounts $0 – $20,000 1.49% 1.50%
 Reward Checking – Qualified Accounts over $20,000.01  0.10%  0.10%
 Reward Checking – Non-Qualified Accounts any  0.05%  0.05%
 Club Checking n/a n/a n/a
Oops Checking $25.00 n/a n/a
IRA Savings $5.00 0.35% 0.35%
Roth IRA Savings $5.00 0.35% 0.35%
3 mos. Share Cert $1,000.00  1.04% 1.05%
6 mos. Share Cert $1,000.00 1.69% 1.70%
12 mos. Share Cert $1,000.00 2.23% 2.25%
24 mos. Share Cert $1,000.00 2.42% 2.45%
36 mos. Share Cert $1,000.00 2.67% 2.70%
60 mos. Share Cert $1,000.00 2.86% 2.90%
3 mos. IRA Cert $1,000.00 1.04%  1.05%
6 mos. IRA Cert $1,000.00 1.69% 1.70%
12 mos. IRA Cert $1,000.00 2.23% 2.25%
24 mos. IRA Cert $1,000.00 2.42% 2.45%
36 mos. IRA Cert $1,000.00 2.67% 2.70%
60 mos. IRA Cert $1,000.00 2.86% 2.90%
3 mos. Roth IRA Cert $1,000.00  1.04% 1.05%
6 mos. Roth IRA Cert $1,000.00 1.69% 1.70%
12 mos. Roth IRA Cert $1,000.00 2.23% 2.25%
24 mos. Roth IRA Cert $1,000.00 2.42% 2.45%
36 mos. Roth IRA Cert $1,000.00 2.67% 2.70%
60 mos. Roth IRA Cert $1,000.00 2.86% 2.90%

*APY = Annual Percentage Yield

Jumbo Share Certificates: $90,000 minimum, rates vary
Moe Savers Certificates: minimum balance is $500.00

A penalty will be charged for early withdrawal.

All Rates & Terms are subject to change without notice.

Reward Checking Account – qualifications must be met. See account details for more information.
Rates quoted as of 10/01/2019.